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Lithium Battery Fires: How to Spot the Warning Signs

Posted: December 23, 2021

As our portable electronic devices continue to get thinner and lighter, manufacturers have had to figure out ways to store a lot of energy in a small package. And advancements in lithium batteries have allowed them to do just that. But as use of lithium batteries has become widespread in devices like laptops and smartphones, we’ve also seen an increase in battery fires. According to...

7 Mistakes Small Business Owners Make When Filing Claims

Posted: December 19, 2021

As a small business owner, you have consistently paid your insurance premiums. When the time comes to file a claim, it can be a shock to have your claim denied and be forced to pay out of pocket – especially when you believed you were covered. These are the most common mistakes small business owners make: Failed to Understand Covered Perils Insurance policies cover specific...

6 Tips to Prepare for Power Outages

Posted: December 16, 2021

We rely on electricity to stay warm, keep our homes illuminated, cook, heat or pump water, and to keep us entertained on our TVs and other devices. A power outage can be a short-term annoyance or last for days. It is worthwhile, with weather systems changing, to have a plan in place, so your family stays safe in a lengthy power outage. Keep a Supply...

What is Guaranteed Replacement Cost?

Posted: December 14, 2021

Replacement Cost vs. Market Value: What's the Difference? When you purchase a home and start thinking about protecting your investment, this is often the first question. The answer is often: More than you just paid for it, Buckel says. See also: How Much Does Homeowners Insurance Cost? “People naturally gravitate to how much they paid for the house, but we’re not insuring it to buy it...

7 New Year’s Resolutions for Business Owners

Posted: December 13, 2021

Walk 10,000 steps each day. Read a new book each month. Learn how to play the flugelhorn. The sky’s the limit when creating your list of New Year's resolutions. But while you ponder the merits of your next personal goal, there’s another area of your life that could benefit from a little introspection at the year’s end: your business. As a small business owner, you...