Total Insurance Agency started as a captive single line agency selling only one line of auto and home insurance. As of August of 2009 we reorganized as an independent agency offering multiple lines of insurance. We feel this is very benefitial to our clients to be able to choose the best fit insurance company for their individual needs. We offer Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance, as well as many special lines products for the more complicated needs of some of our business clients.
Join us for an experience you never had before at the insurance office. If you’re like most people you dread having to even think about insurance stuff. At the Total Insurance Agency, we educate – NOT intimidate. We know if we take the time to educate our client, you can help make decisions about coverages and know why you made them. Intimidation to make a sale is a common practice among many agents. This method of sales leaves you feeling inferior and unsure of what you just purchased and wondering if you made the right choice.
Let’s face it, if we all could afford to lose everything, we own we wouldn’t pay the insurance company to protect it. If our house burned to the ground we would simply build a new one. But for most of us we have to have insurance. We recommend self insuring, but only up to what we can individually afford. At Total Insurance Agency, we find that balance to keep the insurance premiums lower and the out of pocket manageable.
The Total Insurance Agency experience will have you feeling good about your insurance plan as well as understanding what you have and why you have it. Call to have your experience today.
An Independent Advantage
We are Independent Agents in Appleton, Wisconsin, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Total Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.